Financial advice

 KEYS   TO FINANCIAL SUCCESS
 1. Make a financial plan.
 2. Create a budget.
3.    Start saving and investing as soon as you’ve paid off your debts.
Your First Step—Making a Financial Plan What are the things you want to save and invest for?
 •a car
 •an education
 •a comfortable social life
 •emergencies
 •periods of unemployment

Small Savings  Add Up   to Big Money 
How much does a bottle of soda cost you? If you buy a bottle of soda every day for $2.00,  that adds up to $730.00 a year.  If you saved that $730.00 for just one year,  and put it into a savings account or investment that earns 5% a year, it would grow  to  $931.69  after  5  years, and  grow  to  $3,155.02  after  30  years. That’s the power of  “compounding.” With compound interest,  you earn interest on the money you save and on the interest  that  money  earns.  Over  time,  even  a  small  amount  saved can add up to big money. If  you  are  willing  to  watch  what  you  spend  and  look  for.